Direct Deposit

Tip

• All requests are Post requests, and the data format is json

Brief Description

• None

Request URL

• /v1/vexora/deposits

Request Method

• Method: POST
• Content-Type: application/json

Header

Header	Required	Type	Description
merchantNo	Yes	String	-

Body

Parameter Name	Required	Type	Description
sign	Yes	String	Except for the sign, concatenate the remaining fields in alphabetical order to form key1=value1key2=value2, then use the app secret as salt to perform MD5 encryption. The sign should be in lowercase letters.
timestamp	Yes	long	Timestamp (e.g., 1715941383720)
amount	Yes	String	Payment amount
name	yes	String	User Name
mobile	yes	String	User's mobile phone number
email	yes	String	email account
channelCode	yes	String	channelCode（EWALLET、VA）
wayCode	no	String	wayCode • channelCode：EWALLET，wayCode：PALMPAY、OPAY • channelCode：VA，wayCode：VA
tradeNo	Yes	String	Transaction number (should be unique; suggested format: YYYYMMDDHHMMSS + random number)
remark	No	String	Remarks; this field will be returned as is
notifyUrl	Yes	String	Asynchronous callback URL used to receive transaction status notifications (e.g., https://www.abc.com/)
returnUrl	No	String	Redirect page after successful payment

Request Parameter Example

{
    "sign": "f5b02d1e945897f194b32d9ef9773a6e",
    "timestamp": 1748247671673,
    "tradeNo": "pSPqrzJJ3MHkdyzS",
    "amount": "500",
    "mobile": "15875595997",
    "email": "jack@gmail.com",
    "name": "jack",
    "channelCode": "EWALLET",
    "wayCode": "PALMPAY",
    "notifyUrl": "http://www.google.com",
    "returnUrl": "http://www.google.com",
    "remark": "test"
}

Response Result

Parameter Name	Required	Type	Description
msg	Yes	String	Request result (Returning "success" only indicates the request was successful; it should not be used for merchant-side logic)
code	Yes	String	Request response code (Returning "0000" only indicates the request was successful; it should not be used for merchant-side logic)
timestamp	Yes	Integer	Transaction timestamp in milliseconds
success	Yes	Boolean	Whether the request was processed successfully
data	Yes	Object	Response object
data.tradeNo	Yes	String	Merchant transaction number returned
data.platFormTradeNo	Yes	String	Unique vexora transaction number
data.payInfo	Yes	Object	Payment information. For VA (Virtual Account) payments, returns bankName, virtualAccountNumber, virtualAccountHolder, and expirationTimestamp; for wallet payments such as OPay/PalmPay, returns paymentUrl. The actual fields depend on the payment method.
data.payInfo.bankName	Conditional	String	Bank associated with the VA. Returned only for VA payments.
data.payInfo.virtualAccountNumber	Conditional	String	VA account number. Returned only for VA payments.
data.payInfo.virtualAccountHolder	Conditional	String	VA account holder name. Returned only for VA payments.
data.payInfo.expirationTimestamp	Conditional	String	VA expiration time. Returned only for VA payments.
data.payInfo.paymentUrl	Conditional	String	Payment redirect URL. Returned only for wallet payments such as OPay/PalmPay.
data.status	Yes	String	Transaction results,Merchants can process subsequent workflows based on the returned status in the transaction result. For details, please refer to the status code reference table.
data.message	Yes	String	Error description
data.remark	Yes	String	The remark value from the request, returned unchanged.

Successful Response Example

{
    "msg": "success",
    "code": "0000",
    "timestamp": 1748247675703,
    "success": true,
    "data": {
        "tradeNo": "pSPqrzJJ3MHkdyzS",
        "platFormTradeNo": "7gwtljttc64lu4e2",
        "status": "0015",
        "message": "PAYING",
        "payInfo": {
            "paymentUrl": "https://checkout-daily.palmpay.com/h5-checkout/?countryCode=NG&payToken=7559FE189BED3CBFA73F312B2F89A776&orderNo=24250526082115233296&signKey=E7gqlir8PIf0_1lLg0ochAgeaA4rv4dDJlEO3qlvAo8&signSession=24250526082115233296&appId=L240927093144197211431&productType=pay_wallet&businessMode=three_mode&identityType=NEW&callable=true"
        },
        "remark": "test"
    }
}